Baytwise

How to Use the UAE Mortgage Calculator

Step 1: Enter Property Details

Start by entering your property price in AED and the property area in square feet. These values help calculate accurate service charges and percentage-based fees.

Step 2: Set Down Payment

Enter your down payment amount. The calculator will automatically calculate the loan amount and show you the down payment percentage.

Step 3: Configure Loan Terms

Use the sliders to adjust your interest rate (1-10%) and loan term (5-30 years). These significantly impact your monthly payment and total interest.

Step 4: Add UAE-Specific Fees

Include DLD registration fees, agent commissions, insurance costs, and other miscellaneous charges to get a complete picture of your total costs.

Step 5: Review Results

The calculator shows your monthly payment, total interest, total fees, and complete cost breakdown. Use this information to make informed decisions.