About Baytwise
Free, accurate property-finance tools and clear market insights for buyers and investors across the UAE.
Who we are
Baytwise.com is an independent UAE property-finance resource built for people navigating one of the world's most dynamic real-estate markets. Buying or investing in property across Dubai, Abu Dhabi and the wider Emirates involves figures that are easy to underestimate — down payments, Dubai Land Department fees, agent commissions, service charges and financing costs. We created Baytwise to put all of those numbers in one clear, honest place.
Our mission
Our mission is simple: help you make confident, well-informed property decisions without paying for advice you can work out yourself. Every calculator on this site is free to use, runs entirely in your browser, and never asks you to create an account or hand over your financial details. We would rather you trust the numbers than trust us blindly — so we show the full breakdown behind every result.
What we offer
- Mortgage Calculator — monthly payments and the full cost of a UAE home loan, including DLD and other fees.
- Rental Yield Calculator — gross and net returns on an investment property after service charges and costs.
- Affordability Calculator — the maximum property price you can comfortably target based on your income.
- Loan Comparison — up to three mortgage scenarios side by side to find the best deal.
- Dubai Market Analysis and our blog — interactive data and guides to help you read the market.
How we work
We focus on accuracy and transparency. Our calculators use UAE-specific rules and fee structures, and our guides are written in plain language rather than jargon. Where we rely on external data — such as live currency rates or Dubai transaction figures — we say so and credit the source. Baytwise is an information service, not a broker or lender, and nothing on this site is personal financial advice. For a binding quote or tailored guidance, we always recommend speaking with a licensed UAE mortgage professional.
Get in touch
Questions, feedback or corrections are always welcome. Visit our contact page or email us at [email protected]. We read everything and use it to make these tools better.